Our Construction to Operation Policy combines traditional Builder's Risk insurance with the flexibility and discounted rates of a comprehensive Agribusiness Package Policy

Construction to Operation Policy

Single application for Builder's Risk and Permanent Insurance
Multiple discounts available, including: claim free discount, superior construction discount, increased deductible discount, and fire hydrant proximity discount
Grower's, builder's, and lender's interests covered as part of base policy
Up to $1,000,000 Commercial General Liability coverage can be added as a policy option.
Extreme flexibility allows for coverage of existing buildings/operation in conjunction with new construction.
Packages are available for Pullet, Brooder, Breeder, and Broiler operations.
Coverage starts as soon as construction begins.
When construction is complete, the builder's risk insurance automatically transitions to permanent insurance to protect buildings in their normal course of farm operations.
Since transition to permanent coverage is automatic, there is no need for additional applications, paperwork, or billing cycles.
One initial set of paperwork before construction begins takes care of everything.
Coverage is available for poultry houses and attached equipment, generators and generator buildings, litter sheds, well pumps, and more.

Call our farm department, 1-800-255-7777, to discuss your operation. We will want to know about the type of farm, the size and number of buildings being constructed, and details about each building's construction.
We will prepare a written quote for insurance on your new operation, including details about coverage, limits, and costs.
After you have received our information, we will follow up with you to review our proposal. When everything is done to your satisfaction and you are ready to proceed, we will mail you and your lender proof of insurance, as well as an application and an invoice.